Pensions & drawdown · Flagship
Retirement Income Map
A written plan for sequencing State Pension, workplace pots, and ISAs so retirement spending stays funded without guesswork.
Consultations
Advice sessions shaped around real UK money decisions
Each consultation is a defined piece of work with a clear outcome—not an open-ended retainer. Choose the brief that matches the decision in front of you.
Estate planning liaison
Inheritance Conversation
A facilitated meeting to align wills, gifts, and pension nominations with how your family actually makes decisions.
Life & income cover
Protection Gap Review
A practical audit of life, critical illness, and income protection against mortgage and family costs.
Business owners
Owner-Manager Cash-Flow Counsel
Quarterly-style advice on salary, dividends, and personal buffers when company cash and household spending share the same stress points.