Consultation
Owner-Manager Cash-Flow Counsel
Quarterly-style advice on salary, dividends, and personal buffers when company cash and household spending share the same stress points.
Quote after a scoping call — typically £1,100–£1,800
Who it is for
Limited company directors with fluctuating drawings who need a clearer personal buffer alongside corporation tax and VAT cycles.
What is included
- Review of last twelve months’ drawings and personal spending
- Working session with you (and your accountant if invited)
- Written cash-flow playbook for quiet and busy quarters
- One check-in call in the following quarter
What is not included
- Bookkeeping, payroll processing, or corporation tax filings
- Investment advice on company surplus beyond personal planning notes
How we work together
-
1
Numbers first
Management accounts extracts and personal bank summaries establish the real pattern of drawings.
-
2
Joint working session
We design buffers, dividend timing habits, and personal emergency reserves.
-
3
Playbook
A short document your household can reopen each quarter.
Practical details
- Duration
- Three to four weeks
- Delivery
- In person preferred for Northern Ireland clients; video available UK-wide
- Preparation
- Invite your accountant if you want tax treatment checked in the room
- Fees
- Quoted after a free scoping call based on company complexity
- Next step
- Request Owner-Manager Cash-Flow Counsel and share your year-end month