Estate planning liaison
Inheritance Conversation
A facilitated meeting to align wills, gifts, and pension nominations with how your family actually makes decisions.
UK financial advice & consulting
Meridian Trust Financial Counsel
Clear, regulated-minded guidance for households and owner-managers who want their pensions, protection, and tax-aware plans to hold together across the next decade—not just the next quarter.
Based in Northern Ireland, advising clients across Great Britain and Northern Ireland through appointment-led consultations.
Flagship offer
Retirement Income Map
A structured consultation that turns State Pension forecasts, workplace pots, and drawdown questions into a written income sequence you can act on.
Most clients arrive with statements from more than one provider and a quiet worry about sequencing withdrawals. We gather those papers, test spending assumptions against longevity and inflation, and leave you with a map of which pot to tap first—and which to leave invested.
Typical engagement: two meetings over three to five weeks, plus a plain-English written plan.
Read the full consultation brief
Related counsel
Other consultations we keep on the books
Life & income cover
Protection Gap Review
A practical audit of life, critical illness, and income protection against mortgage and family costs.
Business owners
Owner-Manager Cash-Flow Counsel
Quarterly-style advice on salary, dividends, and personal buffers when company cash and household spending share the same stress points.
How we work
Advice that begins with paperwork, not slogans
We ask for pension statements, mortgage schedules, and a month of household spending before the first full session. That discipline keeps the conversation grounded in your actual figures rather than generic market commentary.
See the engagement guideFrom clients
“The pension consolidation meeting was slower than I expected—and that was useful. We spent forty minutes just reconciling old SERPS credits before anyone mentioned funds.”Helen M., County Antrim — Retirement Income Map
Ready to put your questions on the calendar?
Tell us whether you need a retirement income review, inheritance conversation, or protection check. We reply within two working days with available appointment slots.